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Bitget Wallet Card Nâng Cấp 0 Phí Trọn Đời - Thẻ MOEW Giới Hạn Cho 10,000 Người Đầu Tiên

· 20 min read

Bitget Wallet Card Zero Fees

Mỗi lần quẹt thẻ crypto, những khoản phí ẩn đang bào mòn tài sản của bạn - phí chuyển đổi ngoại tệ, phí conversion, trượt giá FX... Nhưng từ ngày 20/11/2025, điều đó sẽ kết thúc. Bitget Wallet Card nâng cấp lớn với tính năng 0 phí trọn đời, định nghĩa lại cách bạn chi tiêu crypto. Và trước đó, 10,000 người đầu tiên sẽ nhận ưu đãi đặc biệt: 600 USDT/tháng miễn phí (tăng 50%) + thẻ MOEW limited edition!

Vấn đề với Crypto Cards hiện nay

Hidden Fees đang ăn mòn crypto của bạn

Kịch bản quen thuộc:

Bạn có 1,000 USDT trên thẻ crypto → Mua cà phê $5 ở Starbucks → Quẹt thẻ...

Phí ẩn bạn không nhìn thấy:

Giá cà phê: $5.00
+ Phí FX conversion (3%): $0.15
+ Phí chuyển đổi crypto (1-2%): $0.10
+ Slippage tỷ giá: $0.05
─────────────────────────────
Thực tế trừ từ thẻ: $5.30
Phí ẩn: $0.30 (6% của giá gốc!)

Nhân lên trong 1 tháng:

Chi tiêu $500/tháng
→ Phí ẩn: $30/tháng = $360/năm
→ Tiền lãng phí cho NOTHING!

So sánh Crypto Cards phổ biến

CardPhí FXPhí ConversionPhí nạpMonthly FeeATM Fee
Binance Card0.9%1%1%❌ $0$1-2
Crypto.com0% (Premium), 2% (Standard)0.5-1%0.5%❌ $0$2
Coinbase Card2.49%0%0%❌ $0$2.50
Bitget Wallet Card (Old)1%1%0%❌ $0$1.50
Bitget Wallet Card (NEW)0%0%0%❌ $0$0

Winner: Bitget Wallet Card sau nâng cấp - TRUE ZERO FEES!

Case Study: Chi phí 1 năm

User profile: Digital nomad, $1,500 chi tiêu/tháng

Binance Card:

Monthly spend: $1,500
FX fee (0.9%): $13.50
Conversion (1%): $15
Top-up (1%): $15
Total fees/month: $43.50
Annual: $522

Crypto.com (Standard):

Monthly spend: $1,500
FX fee (2%): $30
Conversion (0.75%): $11.25
Top-up (0.5%): $7.50
Total fees/month: $48.75
Annual: $585

Bitget Wallet Card (NEW):

Monthly spend: $1,500
Fees: $0
Annual: $0

Savings vs Binance: $522/year
Savings vs Crypto.com: $585/year

→ Dùng Bitget Wallet Card = Tiết kiệm $500-600/năm!

Bitget Wallet Card: Nâng Cấp 0 Phí

Ngày 20/11/2025: Game-Changing Update

🎉 Tính năng mới:

1. 0 Phí Chuyển đổi Ngoại tệ (FX)

Trước:
Mua sắm ở Nhật, trả JPY
→ USDT convert to USD → USD to JPY
→ Phí FX: 1-3%

Sau (20/11):
→ Hoàn tiền TỨC THÌ cho mọi phí FX
→ Effective rate: 0%!

2. 0 Phí Nạp & Chuyển đổi

Trước:
Nạp 1,000 USDT lên card
→ Chuyển USDT → USD
→ Phí conversion: $10-20

Sau (20/11):
→ Nạp bao nhiêu, dùng bấy nhiêu
→ Hoàn lại 100% phí conversion

3. 0 Trượt giá Ẩn

Trước:
Google rate: 1 USD = 23,000 VND
Card rate: 1 USD = 22,700 VND (markup 1.3%)
→ "Ăn chênh" $13 trên mỗi $1,000

Sau (20/11):
→ Tỷ giá khớp CHÍNH XÁC với Google
→ No markup, no hidden spread

Mức Độ Phủ Sóng

Standard Users (từ 20/11):

0 phí cho: 400 USDT/month
Vượt mức: 1% fee

Example:
Spend $450/month
→ First $400: $0 fees
→ Remaining $50: $0.50 fees
→ Total: $0.50 vs $13.50 trước đây
→ Save 96%!

Campaign VIP Users (10,000 first):

0 phí cho: 600 USDT/month (+ 50%!)
Vượt mức: 1% fee

Example:
Spend $700/month
→ First $600: $0 fees
→ Remaining $100: $1 fees
→ Total: $1 vs $21 trước
→ Save 95%!

Tại sao 0 phí sustainable?

  1. Volume economics:

    • Bitget Wallet có 80M users
    • High volume → Better deals với Visa/Mastercard
    • Negotiate bulk rates
  2. Ecosystem benefits:

    • More card usage → More USDT/USDC on Bitget Wallet
    • Cross-sell opportunities (Swap, Earn, etc.)
    • User retention & loyalty
  3. Competitive positioning:

    • Differentiation từ Binance, Crypto.com
    • Market leadership
    • First-mover advantage

Pre-Upgrade Campaign: 10,000 VIP Slots

Campaign Overview

📅 Timeline:

Start: 28/10/2025
End: 16/11/2025
(20 days to claim your spot!)

Go-live: 20/11/2025, 17:00 (Giờ VN)

🎁 Exclusive Benefits cho 10,000 người đầu:

1. 600 USDT/month Zero Fees (vs 400 standard)

Extra value: 200 USDT/month
Annual benefit: $24/year (if you use full 600)

2. MOEW Limited Edition Card Skin

Exclusive design chỉ có trong campaign
Collectible NFT-backed card skin
Show off your early adopter status

3. Free Card Issuance

Normal: $5-10 card fee
Campaign: $0
Savings: $5-10

Total value của VIP slot:

Extra 200 USDT/month @ 1% = $24/year saved
Free issuance: $10
MOEW skin: Priceless (collectible)
Total: $34+ first year, then $24/year forever

Cách tham gia Campaign

Step 1: Tìm mật khẩu ẩn

1. Follow @BitgetWallet trên Twitter/X
2. Vào profile page
3. Check cover photo (ảnh bìa)
4. Tìm mật khẩu ẩn trong image
(Hint: Usually small text hoặc easter egg)

Step 2: Kích hoạt trên trang Campaign

1. Vào: bitgetwallet.com/card-upgrade-campaign
2. Connect Bitget Wallet
3. Nhập mật khẩu ẩn tìm được
4. Confirm activation
5. ✅ Bạn vào top 10,000!

⚠️ Lưu ý:

  • Chỉ 10,000 slots - First come, first served!
  • Một số users từ KOL partners tự động qualify (no password needed)
  • Đã có custom card skin → Giữ nguyên + vẫn được 0 fee benefit

Step 3: Đợi phân phối

20/11/2025, 17:00:
→ 0 fee benefit activated tự động
→ Existing cardholders: Immediate effect
→ New applicants: Upon card approval

After campaign ends:
→ MOEW card skin airdrop to wallet
→ Apply skin anytime in Card settings

MOEW Card Skin - Limited Edition

What is MOEW?

MOEW = Mascot của Bitget Wallet

  • Cute cat character
  • Represents Web3 accessibility ("Crypto for Everyone")
  • Community favorite

Limited Edition Features:

🎨 Exclusive design:
- MOEW artwork by official artist
- Holographic effect (virtual)
- Serial number (1/10,000 to 10,000/10,000)

🔒 Never available again:
- One-time campaign exclusive
- Collectible value
- Future resale potential (if transferable)

📱 Show off:
- Display on virtual card in app
- Share on social media
- Flex in Web3 communities

Comparison to Custom Skins:

FeatureMOEW LimitedCustom SkinsStandard
Availability10,000 onlyPurchase anytimeFree default
PriceFree (campaign)$10-50$0
ExclusivityHigh (1-time)MediumLow
CollectibleYesSomewhatNo
Resale valuePotentialMaybeNo

Bitget Wallet Card Features

Global Acceptance

🌍 Coverage:

Asia:

  • 🇻🇳 Vietnam
  • 🇹🇭 Thailand
  • 🇸🇬 Singapore
  • 🇲🇾 Malaysia
  • 🇮🇩 Indonesia
  • 🇵🇭 Philippines
  • 🇰🇷 South Korea
  • 🇯🇵 Japan

Europe:

  • 🇪🇺 All EU countries
  • 🇬🇧 UK
  • 🇨🇭 Switzerland
  • 🇳🇴 Norway

Latin America:

  • 🇧🇷 Brazil
  • 🇦🇷 Argentina
  • 🇲🇽 Mexico
  • 🇨🇴 Colombia
  • 🇨🇱 Chile

Total: 100+ countries accepted

Supported Crypto

Funding options:

Stablecoins (Recommended):
- USDT (Tether)
- USDC (Circle)
→ No volatility, 1:1 with USD

Major Cryptocurrencies:
- BTC (Bitcoin)
- ETH (Ethereum)
- BNB, SOL, etc.
→ Auto-convert to USD at top-up

Best practice:

Hold stablecoins on card:
→ No price risk
→ Predictable spending
→ No surprise "insufficient funds"

Keep volatile crypto (BTC/ETH) in Wallet:
→ For holding/trading
→ Swap to USDT when need to spend

Payment Methods Integration

💳 Physical & Virtual:

Physical Card:
- Visa/Mastercard branded
- NFC contactless
- Chip + PIN
- Magnetic stripe (backup)

Virtual Card:
- Instant issuance
- Use before physical arrives
- Online shopping
- Subscription payments

📱 Mobile Wallet Support:

✅ Apple Pay:
- Add to Wallet app
- Pay with iPhone/Watch
- Face ID/Touch ID auth

✅ Google Pay:
- Add to Google Wallet
- Pay with Android phone
- Fingerprint auth

✅ WeChat Pay:
- Link card to WeChat
- Pay in China seamlessly
- Popular in Asia

✅ Alipay:
- Link card
- Pay in China & globally
- E-commerce integration

Use cases:

Retail: Tap at any Visa/MC terminal
Online: Enter card details (like normal card)
Subscriptions: Netflix, Spotify, etc.
Bills: Utilities, phone, internet
Travel: Hotels, flights (via Apple Pay)
ATM: Withdraw cash (though fees apply)

Security Features

🔒 Protection layers:

1. Non-custodial Wallet:

You control private keys
Bitget Wallet doesn't hold your crypto
Card is just spending interface

2. Card Controls:

App settings:
- Enable/Disable card instantly
- Set spending limits (daily/monthly)
- Block categories (gambling, alcohol, etc.)
- Geographic restrictions
- Online-only or POS-only

3. Real-time Notifications:

Every transaction:
→ Push notification
→ Amount, merchant, location
→ Instant alerts for suspicious activity

4. 2FA Required:

Card operations require:
- PIN code
- Biometric (Face ID/Fingerprint)
- SMS/Email verification for sensitive ops

5. Insurance:

Bitget Wallet $300M Protection Fund
→ Covers unauthorized transactions
→ Fraud protection
→ Lost/stolen card coverage

Fees (After Nov 20 Update)

Summary table:

Fee TypeOldNEW (Standard)NEW (VIP 10K)
Monthly fee❌ $0❌ $0❌ $0
Card issuance$5-10$5-10FREE
Top-up fee1%0% (up to 400 USDT)0% (up to 600 USDT)
FX conversion1-2%0%0%
Spending (in limit)1%0%0%
Spending (over limit)1%1%1%
ATM withdrawal$2$2$2
Replacement card$10$10$10

Limits:

Standard: 400 USDT/month @ 0%
VIP 10K: 600 USDT/month @ 0%

Daily spend limit: $2,000
Monthly spend limit: $10,000
ATM daily: $500

Use Cases & Benefits

1. 🌍 Travel

Scenario: Trip to Europe

Old way:
- Exchange VND → EUR at airport (bad rate)
- Pay 3% FX fee on credit card
- ATM fees for cash
- Total loss: 5-10% on every purchase

With Bitget Wallet Card:
- No FX fees (0% on first 400-600 USDT)
- Real Google exchange rate
- Use at any Visa/MC merchant
- Savings: 5-10% entire trip!

Real example:

2-week Europe trip: $2,000 spend

Traditional:
- FX fees: $60
- Credit card fees: $40
- ATM fees: $20
Total fees: $120

Bitget Wallet Card:
- 0 fees (under 600 USDT/month limit)
→ Save $120 per trip!

2. 🛒 Daily Shopping

Scenario: Monthly expenses

Groceries: $200
Restaurants: $150
Gas: $100
Shopping: $150
──────────
Total: $600

With VIP slot (600 USDT):
→ ALL $600 with 0 fees
→ Save $18/month = $216/year

3. 💻 Online Subscriptions

Scenario: Digital nomad subscriptions

Netflix: $15
Spotify: $10
ChatGPT Plus: $20
Notion: $8
Hosting: $10
──────────
Total: $63/month

Bitget Wallet Card:
→ No foreign transaction fees
→ Better rates than credit card
→ Easy to manage in one app

4. 💰 Crypto to Fiat Spending

Scenario: Crypto trader with profits

Made $5,000 profit trading
Want to spend in real life

Old way:
1. Withdraw to exchange
2. Sell for fiat
3. Withdraw to bank (1-3 days)
4. Transfer to debit card
5. Finally spend
→ Multiple fees, long wait

With Bitget Wallet Card:
1. Swap to USDT in Wallet
2. Top-up card (instant)
3. Spend anywhere
→ 2 minutes, 0 fees!

5. 🎁 Gifting

Scenario: Send money to family

Parent needs $500 for rent

Old way:
- Wire transfer: $25 fee, 2-3 days
- Western Union: $30 fee, instant

Bitget Wallet Card:
1. Give parent your card
2. Top-up from anywhere
3. They use like normal debit card
→ Instant, $0 fees!

Or:
1. Get them their own card
2. You top-up their card from your wallet
3. They spend independently

6. 📊 Expense Tracking

Built-in features:

Bitget Wallet App:
→ Real-time balance
→ Transaction history with merchant names
→ Category breakdown (food, travel, etc.)
→ Export to CSV for tax
→ Monthly spend reports

Better than bank apps!

So sánh với Phương thức Thanh toán Khác

Bitget Wallet Card vs Credit Cards

FeatureBitget Wallet CardCredit Cards
Fees0% (400-600 USDT)2-3% foreign transaction
FX RateGoogle rateBank rate + 2-3% markup
DebtNo (prepaid)Yes (pay later + interest)
Credit checkNoYes (hard inquiry)
RewardsNo1-2% cashback
Global100+ countriesVaries
Crypto-friendlyYesBlocks crypto purchases

Winner: Bitget Wallet Card for crypto users & travelers

Bitget Wallet Card vs Bank Debit

FeatureBitget Wallet CardBank Debit
Fees0% (400-600 USDT)1-3% foreign transaction
FX RateGoogle rateBank rate + 3-5% markup
CurrencyCrypto-backedFiat only
SpeedInstant top-upBank business hours
ControlFull control in appLimited bank app control
GlobalSeamlessOften blocked abroad

Winner: Bitget Wallet Card for flexibility & cost

Bitget Wallet Card vs Other Crypto Cards

FeatureBitget WalletBinance CardCrypto.comCoinbase
Zero fees✅ 400-600 USDT❌ Still 0.9% FX🟨 Premium only❌ 2.49%
Spend limit (0%)400-600/moN/AN/AN/A
Rewards❌ No✅ 0.1-8% cashback✅ 1-8%✅ 1-4%
Card fee$0-10$15$0-50$0
Countries100+30+40+50+
Staking required❌ No❌ No✅ For max rewards❌ No

Best for:

  • Zero fees: Bitget Wallet (winner!)
  • Rewards: Crypto.com or Binance (but with fees)
  • Simplicity: Bitget Wallet or Coinbase

Roadmap & Future Plans

Confirmed Upcoming Features

Q1 2026:

1. Rewards Program

Potential features:
- Cashback on spending (0.5-2%)
- BWB token rewards
- Referral bonuses
- Tiered benefits (based on usage)

2. More Crypto Support

Direct spending from:
- BTC
- ETH
- BNB
- 50+ tokens
→ Auto-convert at time of purchase

3. Regional Cards

Localized versions:
- Asia-specific card (better for VN, TH, etc.)
- Latin America card
- Middle East card
→ Better rates & features per region

Q2 2026:

4. Business Cards

Features for companies:
- Multi-user management
- Expense reports
- Employee cards
- Accounting integration

5. Virtual Card Variants

- Disposable cards (one-time use)
- Subscription-only cards
- Budget cards (gift for kids)

Q3 2026:

6. DeFi Integration

Spend directly from:
- Staking rewards
- Yield farming earnings
- LP tokens
→ No need to unstake/claim first

7. NFT Card Skins

- More limited edition designs
- NFT-backed skins (tradeable)
- Community voted designs
- Collabs với artists

Long-term Vision:

"Make crypto spending as easy as using fiat cash, with no fees and global acceptance. Bitget Wallet Card will be the bridge between DeFi and real-world economy."

FAQ

1. Tôi có cần KYC không?

Yes, required:

KYC Level required:
- Basic (Level 1): Not enough
- Intermediate (Level 2): YES, required

Documents needed:
- ID card / Passport
- Proof of address (utility bill, bank statement)
- Selfie verification

Time: 5-10 minutes
Approval: 1-24 hours usually

Why KYC?

  • Visa/Mastercard regulations
  • Anti-money laundering (AML)
  • Card issuer requirements
  • Legal compliance

2. Thẻ physical hay virtual?

Both available:

Virtual Card:
- Instant issuance (5 minutes)
- Use immediately for online
- No shipping wait
- Free

Physical Card:
- Ships in 7-14 days
- Use at POS terminals
- More "real" feeling
- $5-10 fee (waived in campaign)

Recommendation: Get both!
→ Virtual for immediate use
→ Physical when it arrives

3. Nạp tiền như thế nào?

Top-up flow:

1. Open Bitget Wallet app
2. Go to Card section
3. Tap "Top Up"
4. Choose crypto:
- USDT (recommended)
- USDC
- BTC, ETH, etc.
5. Enter amount (min $10)
6. Confirm
7. ✅ Balance updated in 1-2 minutes

Auto top-up:

Set rules:
"If card balance < $50, auto top-up $200 from wallet"
→ Never run out mid-transaction!

4. Có thể rút tiền ATM không?

Yes, but with fees:

ATM withdrawal:
- Fee: $2 per withdrawal
- Daily limit: $500
- Not recommended (defeats 0 fee benefit)

Better: Just spend on card!

5. Giới hạn 400-600 USDT có áp dụng cho gì?

Clarification:

0% fee limit (400 or 600 USDT):
✅ Applies to: ALL spending
- Retail purchases
- Online shopping
- Bills/subscriptions
- Restaurants
- Travel

❌ Does NOT apply to:
- ATM withdrawals (always $2 fee)
- Card replacement ($10)

Monthly reset:
→ Every 1st of month, limit resets to 0

Example:

VIP user (600 USDT limit):

Nov 1-15: Spend $300 → $0 fees
Nov 16-30: Spend $300 → $0 fees
Total Nov: $600 spent, $0 fees

Dec 1: Limit resets
Dec 1-31: Another $600 @ 0 fees

And so on, FOREVER!

6. Nếu vượt quá 400/600 USDT thì sao?

Overspend scenario:

VIP user (600 USDT/month):

Spend $700 in a month

Breakdown:
- First $600: 0% fee
- Remaining $100: 1% fee = $1

Total fees: $1
(vs $14-21 with other cards!)

Still way better than alternatives.

7. MOEW card skin có trade được không?

Currently:

MOEW skin:
- Linked to your account
- Not transferable (yet)
- Purely cosmetic

Future potential:
- May become NFT (tradeable)
- Bitget Wallet exploring this
- Would need marketplace support

Collectible value:

Even if not tradeable:
- Flexing rights in community
- Rare (only 10,000 exist)
- Shows early adopter status
- May unlock future perks

8. Card bị mất/đánh cắp thì sao?

Lost/Stolen protocol:

1. Immediately:
→ Open app → Card settings → "Freeze Card"
→ Instant freeze (no one can use)

2. Report:
→ In-app support → "Lost/Stolen"
→ Block card permanently

3. Request replacement:
→ New card issued
→ Fee: $10
→ New card number (old one invalid)

4. Temporary solution:
→ Use virtual card while waiting for physical

Liability:

Fraudulent transactions:
- Report within 24 hours: Full refund
- Report 24-48 hours: Liable for first $50
- After 48 hours: Liable for all

→ Report ASAP!

9. Có hoạt động ở Vietnam không?

Yes! Fully supported:

✅ Available in Vietnam
✅ Use at all Visa/MC merchants
✅ Online shopping (local & international)
✅ ATM withdrawal (though $2 fee)

Popular use cases in VN:
- Shopping malls (Vincom, Aeon, etc.)
- Restaurants
- Grab/Be/Gojek
- Tiki, Shopee, Lazada
- International sites (Amazon, AliExpress)

Best practices for VN users:

1. Top-up in USDT (most stable)
2. Use for foreign websites (save 3% bank fee)
3. Use for Grab/food delivery (convenient)
4. Avoid ATM (just spend on card)

10. So với thẻ nội địa VN thì sao?

Comparison:

FeatureBitget Wallet CardVN Bank Card (Domestic)
Domestic use✅ Same✅ Yes
International✅ 100+ countries🟨 Limited, high fees
Online global✅ Seamless🟨 Often blocked
Fees (local)0%0%
Fees (intl)0% (up to 600 USDT)3-5%
FX rateGoogle rateBank rate + markup
Crypto-friendly✅ Yes❌ No

Best strategy:

Keep both:
- Bitget Wallet Card: International, online, crypto
- VN bank card: Backup, ATM at Vietnamese banks (no fee)

Kết luận

Bitget Wallet Card đang định nghĩa lại cách chúng ta chi tiêu crypto với update lịch sử ngày 20/11/2025:

🎯 Key Highlights

0% fees TRỌN ĐỜI - Lần đầu trong ngành! ✅ 400-600 USDT/month miễn phí hoàn toàn ✅ Google FX rates - Không markup ẩn ✅ 10,000 VIP slots - MOEW limited + 600 USDT ✅ 100+ countries - Dùng toàn cầu ✅ All payment methods - Visa, MC, Apple Pay, Google Pay

💰 Savings Potential

Typical user ($500/month spend):
Traditional crypto card: $150/year fees
Bitget Wallet Card: $0-12/year
Annual savings: $138-150

Heavy user ($1,000/month):
Traditional: $300/year
Bitget: $48/year
Savings: $252/year

→ Real money back in your pocket!

🚀 Action Items

If you're in first 10,000:

  1. ✅ Find password in Bitget Wallet X cover photo
  2. ✅ Register on campaign page (by Nov 16)
  3. ✅ Get 600 USDT/month + MOEW skin
  4. ✅ Enjoy lifetime benefits from Nov 20

If you miss top 10K:

  • Still get 400 USDT/month @ 0 fees (great!)
  • Future campaigns may offer more perks
  • Still way better than any crypto card

Never tried crypto cards?

  • Perfect time to start
  • Zero risk with 0 fees
  • Easy as using normal debit card
  • Access to global crypto economy

Tham gia Bitget Wallet Card Revolution

Đừng bỏ lỡ cơ hội trở thành 1 trong 10,000 người đầu tiên với 0 phí trọn đời + MOEW limited edition!

📱 Download Bitget Wallet

  • iOS: App Store → "Bitget Wallet"
  • Android: Google Play → "Bitget Wallet"
  • Chrome: Extension store
  • Web: web3.bitget.com

🎯 Steps to Get VIP Slot

  1. Follow @BitgetWallet on X
  2. Find hidden password in cover photo
  3. Visit Campaign Page
  4. Register with password (only 10,000 slots!)
  5. Wait for Nov 20, 17:00 activation

🎁 Campaign Benefits

600 USDT/month @ 0% fees (vs 400 standard) ✅ MOEW card skin limited edition ✅ Free card issuance ($10 value) ✅ Lifetime benefits

Campaign ends: Nov 16, 2025 Don't wait - slots filling fast!


Học cách tối ưu Crypto Payments

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  • When to use crypto vs fiat
  • FX arbitrage opportunities
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  • Zero-fee international spending
  • Crypto + points/miles combos
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  • Expense management
  • Multi-currency operations
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Bài viết này được biên soạn bởi đội ngũ Hướng Nghiệp Công Nghệ. Để cập nhật thêm về Bitget Wallet Card, crypto payments và fintech innovations, hãy theo dõi blog của chúng tôi.

Tags: #BitgetWalletCard #ZeroFees #CryptoCard #MOEW #VisaCard #CryptoPayments #DigitalNomad